Secured Loans

NCB Business Grow Loan

Get the financing you need to develop your business. Use the funds for any legitimate business purpose including business re-tooling, energy projects, commercial property acquisition and all other business expansion, restructuring and capital expenditure initiatives. The following benefits are also available:

Access up to 85% financing of loan purpose
Moratorium of 6 months on principal payments.
Access up to J$100million or US$ equivalent.
15 years to repay for commercial property acquisition.
10 years to repay for all other loans.
No early repayment penalty.
Competitive interest rates.

External Funding

NCB can help you to access low cost funding for your business from:

Development Bank of Jamaica
EXIM Bank

Conditions apply.

F.A.Q.

Am I subject to tax on my investment as an overseas resident?

Yes you are. However, if you are domiciled outside of Jamaica, you may be eligible for a reduced rate of taxation. The rate is determined by the taxation treaty, which exists between your country and Jamaica. Country Rate United States 12.5% Canada 15% The United Kingdom 15% CARICOM 15%. Please contact our client relations officer or your wealth advisor for other countries.

Do you accept cash?

Cash lodgments are facilitated through National Commercial Bank branches island-wide. Please be sure to indicate to the bank representative the type of investments (stocks, money market or bonds) in which you are interested, so that the correct account may be credited.

How can I get a printed copy of your Annual Report?

Current and historic Annual Reports can be downloaded from our website. However, if you are unable to view these files, then you can request a copy be mailed to you by emailing our Registrar, NCB Nominees at [email protected].

How can I invest in your company's stocks?

National Commercial Bank Jamaica Limited is listed on the Jamaica Stock Exchange and the Trinidad and Tobago Stock Exchange.

Potential investors should be able to acquire shares through their stockbrokers. If you do not have a stockbroker, it is possible to buy shares from our investment and stockbrokerage subsidiary NCB Capital Markets Limited. Visit their website at www.ncbcapitalmarkets.com.

How could I have a summary of financial results for the past 10 years?

A financial Statistical Review Summary is listed in every annual report. However for ease of reference a pdf version is available via the Financial Statistical Review.

ALL FAQs

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