Personal Account Opening Requirements

You may provide any one (1) of the following:

  • Driver's License (Please provide both front and back)
  • National ID (Elector Registration Identification Card)
  • Passport
  • Diplomatic ID (Issued by the Ministry of Foreign Affairs and Foreign Trade)
  • Employer ID (Conditions Apply)*
  • National Council for Senior Citizens Identification Card
  • Utility bill (no more than six months old) showing the applicant's name and place of residence
  • Postmarked envelope (no more than six months old) addressed to the applicant
  • Current credit card or bank statement (no more than six months old)
  • Driver's License
  • National ID (Electoral Registration Identification Card)
  • Reference, Proof of Address & Source of Funds Form for Tertiary Students - Local & Overseas (See document section below)

Name, telephone number(s) and occupation for any two (2) of the following, known to applicant for at least one (1) year, with the exception of banks, schools and employers:

  • NCB Customer (For at least 1 year)
  • NCB Manager
  • Minister of Religion
  • Justice of the Peace
  • Employer
  • Another Bank's Manager
  • Lawyer
  • Medical Doctor

Teritary Students may also provide the following:

  • Reference, Proof of Address & Source of Funds Form - Local & Overseas (See document section below)

Employed persons may provide any one (1) of the following:

  • Letter from employer (no more than six months old)
  • Pay slip (no more than six months old)
  • Proof of salary sent to bank account for the last three months

Self-Employed persons/Sole Traders may provide any one (1) of the following:

  • Letter from an Accountant indicating the salary/range and title of applicant
  • Applicant’s tax return
  • Bank Statement of the business (no more than six months old)
  • Self-Employment/Unemployment Verification form (See document section below)

Unemployed persons may provide:

  • Self-Employment/Unemployment Verification form (See document section below)

Pensioners may provide any one (1) of the following:

  • Letter from the Ministry of Labour and Social Security
  • Copy of the Ministry of Labour and Social Security Direct Deposit Information form, duly signed and witnessed as per the instructions on the form
  • Copy of pension cheque/book showing applicant’s name and the amount payable

Teritary Students may also provide the following:

  • Reference, Proof of Address & Source of Funds Form - Local & Overseas (See document section below)
  • J$1,000 NCB S.T.A.R.T (up to 17 years of age)
  • J$5,000 NCB Regular Save
  • J$5,000 NCB Gold Club (age 55 and over)
  • J$5,000 NCB Chequing Account
  • J$10,000 NCB Sunshine Savers
  • 100 units of foreign currency (US, Can, Pound, Euro)

Jamaican Residents using their National ID, Driver’s Licence or Passport along with the account opening requirements outlined above, may choose to open a Savings account online without visiting a branch, via our Remote Onboarding by clicking on the link:

Click here for Remote Onboarding.

You may provide any one (1) of the following:

  • Passport
  • US Passport Card
  • Resident Alien Card (USA) or equivalent in other countries
  • Driver’s license issued by the country in which applicant is resident
  • State issued Non-Driver Photo identification card issued by the Department of Motor Vehicle (USA only)

For accounts being opened via the UK Representative office, in addition to the above listed forms of identification, you may also present the following:

  • Employer identification card (Conditions apply)
  • Resident permit identification
  • Senior Citizens Travel Card (UK)
  • Provisional Driving License (UK)
  • Social Security Number (USA only) or National Identification Number (UK) or equivalent in any other country
  • Utility Bill (no more than six months old) showing the applicant’s name and place of residence
  • Postmarked envelope (no more than six months old) addressed to the applicant
  • Current credit card or bank statement (no more than 6 months old)
  • Driver’s License
  • Reference, Proof of Address & Source of Funds Form for Tertiary Students - Local & Overseas (See document section below)

Name, telephone number(s) and occupation for any two (2) of the following, known to applicant for at least one (1) year, with the exception of banks, schools and employers:

  • Letter from applicant’s overseas bank (desirable)
  • Notary Public
  • Customer of NCB for at least one (1) year
  • Attorney-at-Law, Solicitors, Barristers
  • Employer
  • Ministers of Religion
  • General Practitioners

Tertiary Students may also provide the following:

  • Reference, Proof of Address & Source of Funds Form - Local & Overseas (See document section below)

Employed persons may provide any one (1) of the following:

  • Letter from employer (no more than six months old)
  • Pay slip (no more than six months old)
  • Proof of salary being sent to bank account for the last three months

Self-Employed persons/Sole Traders may provide any one (1) of the following:

  • Applicant’s tax return
  • Bank Statement of the business (no older than six months old)
  • Letter from an Accountant, indicating the salary/range and title of applicant

Tertiary Students may also provide the following:

  • Reference, Proof of Address & Source of Funds Form - Local & Overseas (See document section below)
  • J$1,000 NCB S.T.A.R.T (up to 17 years of age)
  • J$5,000 NCB Regular Save
  • J$5,000 NCB Gold Club (age 55 and over)
  • J$5,000 NCB Chequing Account
  • J$10,000 NCB Sunshine Savers
  • 100 units of foreign currency (US, Can, Pound, Euro)
  • Passport
  • US Passport Card
  • Resident Alien Card (USA) or equivalent in other countries
  • Driver’s license issued by the country in which applicant is resident
  • State issued Non-Driver Photo identification card issued by the Department of Motor Vehicle (USA only)
  • Social Security Number (USA only) or National Identification Number (UK) or equivalent in any other country
  • Certified copy of utility bill (no more than six months old) showing the applicant’s name and place of residence
  • Certified copy of a postmarked envelope (no more than six months old) addressed to the applicant
  • Certified copy of current credit card or bank statement (no more than six months old)
  • Certified copy of Driver’s License
  • Certified copy of Reference, Proof of Address & Source of Funds Form for Tertiary Students - Local & Overseas (See document section below)

You may present any two (2) outlined below, if one of the two is a bank reference and if not, any three (3) of the following:

  • Letter from applicant’s overseas bank (desirable)
  • Notary Public
  • Customer of NCB for at least one (1) year
  • Attorney-at-Law, Solicitors and Barristers
  • Employer
  • Ministers of Religion
  • General Practitioners

Tertiary Students may also provide the following:

  • Reference, Proof of Address & Source of Funds Form - Local & Overseas (See document section below)

Employed persons may provide any one (1) of the following:

  • Certified copy of letter from employer (no more than six months old)
  • Certified copy of pay slip (no more than six months old)
  • Certified copy of proof of salary being sent to account for the last three months

Self-Employed persons may provide any one (1) of the following:

  • Certified copy of Applicant’s tax return
  • Certified copy of bank statement of the business (no older than six months)
  • Certified copy of letter from an Accountant, indicating the salary/range and title of applicant

Tertiary Students may also provide the following:

  • Certified copy of Reference, Proof of Address & Source of Funds Form - Local & Overseas (See document section below)
  • J$1,000 NCB S.T.A.R.T (up to 17 years of age)
  • J$5,000 NCB Regular Save
  • J$5,000 NCB Gold Club (age 55 and over)
  • J$5,000 NCB Chequing Account
  • J$10,000 NCB Sunshine Savers
  • 100 units of foreign currency (US, Can, Pound, Euro)

The applicant's signature on all documents shall be witnessed by any of the persons who may certify documentation as indicated below.

All documentation (including, but not limited to, photocopied identification, mandates, proof of address) shall be certified as true copies of the originals by any one of the following, who shall affix his/her seal of office thereto:

  • Notary Public in the country where the applicant is resident
  • The Jamaican or The British Consular (which includes Consul-General, Consul and Vice-Consul, and any person for the time being discharging the duties of Consul-General, Consul or Vice-Consul) in the country where the applicant is resident.

Please note all certified documents should be mailed/couriered to the respective NCB branch/location to complete the account opening process, in addition to the following completed documents:

  • Personal/Single Relationship Form or Personal/Joint Relationship Form
  • Fatca Form
  • Signature Card

The certifier should sign the copy of the document (printing his/her name) and clearly indicate his position or capacity together with a contact address and telephone number.