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Support > Customer Service

Service Standards

At NCB, our aim is to constantly and consistenly delight our customers and exceed their expectations. This is embedded in our Customer Service Motto, "Quality our Focus.. Serving our Pleasure".

Our Core Values provide the standard for the banking services team and sets the stage for our customers' experience. This means that we:

  • put your interests first
  • listen to you and try to understand your needs
  • answer your questions promptly
  • seek continuous improvement in service delivery.

We want to provide you with high quality services that compare to the best internationally and locally. Through our commitment to efficiency, we also aim to bring you excellent value for money.

Customer Satisfaction Commitment

  • It is our aim to ensure that our service standards are adhered to at all times.
  • We value your opinion and encourage you to provide feedback so we can improve our service.
  • We will answer and resolve all customer complaints in a timely manner and keep you informed throughout the process.

Resolution

  • All service requests or complaints received via correspondence should be acknowledged within 24 hours either by writing or by calling.
  • All service requests will be responded to within three (3) business days. 
  • Where service requests cannot be resolved within 3 business days, the customer will be advised by telephone or email, of the time frame within which the query or request requiring further research will be addressed - this time frame should be no more than ten (10) business days.
  • All complaints will be resolved and responded to within the communicated Service Level Agreement (SLA) time frame.
  • Where a complaint cannot be resolved within the communicated Service Level Agreement the customer should be advised two (2) business days before breach of SLA, either in writing or by calling.

Telephone

  • All calls should be answered promptly with the employee thanking the customer for calling, identifying the branch/unit, stating his/her name and offering assistance.
  • The employee receiving your call should take responsibility for satisfying your request
  • All messages requiring a return call by the owner of the voicemail box should be acknowledged within 1 business day.

Customer-Facing

  • Our customers should be greeted warmly and offered prompt assistance within 5 minutes of entering an NCB Unit.
  • Where possible, our customers should receive full, undivided attention and their service request completed within 30 minutes.

What will we do to put things right?

  • We aim to resolve complaints immediately. Where this is not possible, we will acknowledge your complaint within 24 hours once a contact number is provided.
  • We will examine how we may improve our service to you so as to avoid a recurrence
  • We will inform you of the outcome of our investigation and the appropriate redress undertaken.

We want to do better

We know there is always room for improvement and that we can always do better. That's why we:

  • Keep abreast of changes in technology
  • Train our staff properly
  • Conduct periodic reviews of our service delivery process to satisfy your changing needs.
  • Provide various channels to receive your feedback

We believe it is important to listen to your views - it enables us to provide you with high quality service.

We want to hear from you if you are dissatisfied or have received excellent service. Share your experience with us. We will always endeavour to address service gaps in order to improve our service to you.

There are several ways you can provide feedback on our service:

  • Online
  • Phone at
    • 888-NCB-FIRST (888-622-3477) - Jamaica
    • 1-866-NCB-FIRST (1-866-622-3477) - USA, CANADA & the Caribbean.
    • 0-800-032-2973 (regular charges apply)
  • Completing our feedback form available in our branches
  • Speaking with a member of management or one of our service representatives within our branches
  • Email [email protected] or [email protected]

For more...see our Customer Service Charter or Complaint Management - Standard Operating Guidelines

F.A.Q.

How can I open a bank account online without visiting branch?

Are you new to NCB? You may open a Regular Save savings account at www.jncb.com/openaccountonline.  

If you are an existing customer, you may open any savings account via Personal Online Banking  - Under Quick Links --> New Account. 

What are the requirements to open a bank account?

You may open an account online or at any NCB Branch. You will find the requirements at  Personal Account Requirements.

How much money do I need to open a bank account?

  • J$100 NCB START (up to 17 years of age)
  • J$5,000 NCB Regular Save
  • J$5,000 NCB Gold Club (age 55 and over)
  • J$10,000 NCB Sunshine Savers
  • 100 units of foreign currency (US, Can, Pound, Euro)

How do I set up online banking?

To get started, go to www.jncb.com and select Enroll Now or  click Sign Up on Online Banking Page. You may also sign up via the mobile app in the Google or Apple Store. 

How could I have a summary of financial results for the past 10 years?

A financial Statistical Review Summary is listed in every annual report. However for ease of reference a pdf version is available via the Financial Statistical Review.


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