Credit Cards

Enjoy freedom, flexibility, convenience and added security with NCB's local and international credit cards.  Choose from a range of local cards, including Jamaica's only truly local credit card, the Keycard.  Our international cards offer you wide acceptance in Jamaica and throughout the world, so you can shop online, eat out or travel with confidence, knowing that your NCB credit card is there for you.  For your convenience, NCB also offers you the ability to apply online.

Back to School

Win $25,000 every day with your NCB Credit or Prepaid Card! 

Let NCB help you to offset your back to school expenses. Win $25,000 every day from August 3 – 31 when you use your NCB credit or prepaid card at these bookstores and schools island wide.

Plus, with every NCB credit card, you get:

    • Up to 55 interest-free days to pay
    • The flexibility to pay in full or over time
    • The security of not having to carry cash

pdf List of Schools (176 KB) 

pdf List of Book Stores (172 KB)

For the rules of the promotion, click pdf here (403 KB).


Lovebird   Lovebird KeyCard
 The fastest way to earn free travel to Caribbean  Airlines destinations. 
 GKeycard  Gold KeyCard
 Earn up to 3% cash back on purchases.
 CKeycard  Classic KeyCard
 The secure way to pay in JA.
 Visa Classic  Visa Classic
  Earn 0.25% cash back on purchases. 
 Visa Gold  Visa Gold
 Earn 2% cash back every time you use locally on all  your everyday purchases and 1% cash back overseas.
 MasterCard  MasterCard
 Accepted worldwide.
  Travelmaster  Travelmaster
 Earn 1 mile for every US$1 spent.




Classic Keycard

Keycard is the first credit card introduced in Jamaica and is the only truly Jamaican credit card. Keycard is accepted at over 9000 merchant locations island wide.

Lovebird Keycard

Now there are even MORE REWARDS for doing the things you love all year round, from the card that loves you back!

Gold Keycard

Having an NCB Gold KeyCard means instant recognition as one of our preferred clients. With a generous credit limit, you can use your Gold KeyCard to pay for everything - from your everyday bills to the new furniture in your newly decorated home.

NCB Travelmaster

Be Rewarded - Earn Great Rewards while you spend. Every time you use you gain you get points toward free travel to your favourite Caribbean Airlines destinations. Sign up for the NCB Travelmaster and gain automatic membership to the Caribbean Airlines 7th Heaven Programme - the most generous frequent flyer programme in the skies.

NCB Visa Classic

Get ready to make great memories! To enjoy life to the fullest, you must be prepared to celebrate the opportunities that come your way. With NCB Visa Classic, you will always have the purchasing power when opportunity knocks.

NCB Visa Gold

NCB Visa Gold offers you automatic cash back on every purchase and security of comprehensive insurance coverage and higher credit limits plus great savings. Earn up to 2% cash back every time you use your NCB Visa Gold to shop locally on all your everyday purchases such as gas, groceries and dinning out. If you travel or shop overseas you earn 1% cash back on all your purchases.

NCB Mastercard

The NCB MasterCard allows you card provides a payment option to transact business globally. This card may be used for purchases anywhere MasterCard credit cards are accepted in Jamaica and worldwide.