Your Summer Dreams start NOW

It’s time for the all-inclusive vacation you’ve been dreaming about!

Hyatt Ziva Hotel

3 days | 2 nights

All Inclusive

You and your favourite person 


Sounds like a dream…

Plus! You could be one of 185 weekly winners of a share of over JMD $2MIL

Weekly Prize

Every week we’ll choose 37 winners to receive a share of over JMD $2MILLION. That’s even MORE money when you accept your digital loan offer.

Cash Prize Weekly Winners 
Pay Advance PlusJMD $7,500 18
Pay Advance PremiumJMD $10,000 10
Fast Cash JMD $20,000 8
Personal Advance Premium JMD $50,000 1

Every customer that accepts their loan offer between July 22 and August 26, 2022 will be entered in the grand prize draw!



Grand Prize

All Inclusive Hotel accommodations at Hyatt Ziva for 2 adults for 3 days and 2 nights

How to Enter

Winning is easy! All you have to do is accept your digital loan offer between July 22 and August 26, 2022.

That’s it! You’ll automatically be entered into the weekly AND grand prize draws for a chance to win big.

Don’t know if you have an offer? Check here 


We’ll send you all the details of your offer and how to accept

Digital Loan Products


NCB Digital loan products are fast and convenient.
We’ve preapproved over 300,000 customers to get money in their account in a few clicks! 
Skip the long lines and crazy forms. It’s all online.
Use the money for whatever you need. No invoices necessary.

Shopping Sprees

Five star meals at your favourite restaurants

Home Improvement Projects

Travel to faraway lands

Family Staycations



Even if you don’t have an offer, you can apply online to get the money you need.  
This is your chance to stop dreaming and start doing more of what you love this summer. Accept your offer now!


Authorized under section 58 (3) of the Betting Gaming and Lotteries Act.

Frequently Asked Questions

Every customer that accepts their loan offer between July 22 and August 26, 2022 will be entered in the grand prize draw!

The promotion is open to all NCB customers who accept their pre-approved digital loan offer for Pay Advance Plus, Pay Advance Premium, Fast Cash or Personal Advance Premium loan products. 

Yes. Once you accept a loan offer during the promotional period you will automatically receive an entry in the weekly prize draw and the grand prize draw.  

Customers who meet the criteria will be placed in an electronic draw and winners will be randomly selected.

No, all disbursement of funds as prizes will only be placed in an account owned by the winner/customer.

It’s easy! Visit loans.jncb.com, select the loan product and loan amount that's right for you, fill out and submit your loan application online, we'll review your loan application, and once approved you get the money you need right away in your account.

The winners will be chosen every Friday throughout the promotion period with the grand prize winner selected on August 29, 2022.

Weekly Draw Dates Qualifying Entry Period
July 29, 2022 July 22 from 12 AM – July 28, 2022 11:59 PM
August 5, 2022 July 29 from 12 AM – August 4, 2022 11:59 PM
August 12, 2022 August 5 from 12 AM – August 11, 2022 11:59 PM
August 19, 2022 August 12 from 12 AM – August 18, 2022 11:59 PM
August 26, 2022 August 19 from 12 AM – August 25 11:59 PM


Grand Prize Draw Date Qualifying Entry Period
August 29, 2022 July 22 from 12 AM – August 26, 2022 11:59 PM

Potential winners will be contacted by telephone within 3 business days of the draw. 5 calls will be placed to the prospective winner, including dropped calls and busy signals. Once contacted via telephone, winners will receive an email from National Commercial Bank Jamaica Limited validating the announcement.

PLEASE NOTE: We will never send you links via text or email. We will never ask you to confirm or share personal or financial information including your password, personal identification number (PIN) or card verification value (CVV) with us via text, email or telephone call. This information should only be entered on our secured channels, e.g. online banking, online chat feature, the NCB Mobile App and the ABM.

This is your chance to make your summer dreams a reality. Take action!

© Copyright 1999-2022 NCB Jamaica. Terms & Conditions Apply.  All Rights Reserved.