1. What is the RSA Security feature?
NCB is introducing RSA SecurID token, also called security tokens, which will better help you protect your account from internet fraud and phishing scams. This solution provides a unique code that, along with your Personal Identification Number (PIN), is required for login and validation of transactions that may fall outside of your normal transactions pattern.
2. How do I access security tokens?
Tokens are accessible in two forms:
a. Unique six-digit security code which changes periodically
b. Countdown Timer which indicates the time remaining before the current code expires
c. Serial Number located at the back of the token that must be used when registering the token
The mobile app is accessible for Android and iPhone devices. To download same, visit the app store, type in ‘RSA SecurID Software Token’. If the icon is not on your phone’s ‘Home screen’, look for it in the ‘Applications’ or ‘Download’ folders.
3. After downloading the app, how do I complete registration?
Logon to Retail Internet Banking and follow the instructions.
4. What if I do not have an Android or Iphone mobile device?
If you do not currently have one of these mobile devices, you will be issued a physical device. You will use this along with a Personal Identification Number (PIN) to generate a unique code, which gives you access to internet banking and validates transactions which fall outside your normal transactions pattern.
5. How do I get a physical token?
You are first required to request the token via NCB Online. The token may then be collected at any NCB branch upon presentation of your valid picture identification (Driver’s License, Passport, and Voter’s ID).
6. How should I store the physical device?
The token should be stored securely and as far as possible, we recommend that it is kept near to your person, for e.g. on a keychain, in your handbag.
7. How do I check the expiration date for the physical token?
Each physical device has an expiration date that is written clearly on the back.
8. What is my RSA Security PIN?
You will be required to create a Personal Identification Number (PIN) during the new user registration process on Internet Banking. The PIN consists of four (4) characters and is alphanumeric (can be all alpha or all numeric or both). It is used with the security code to create a 10-digit unique code, to enable access to and/or transaction processing on internet banking
9. When does my pin expire?
Your PIN does not expire.
10. What if I forget my RSA Security PIN?
Should you forget your RSA Security PIN, you will be required to contact the Customer Care Centre for assistance with resetting your PIN.
11. Are the tokens secure?
Yes. The RSA SecurID token is one of the most secure authentication solutions used by banks and other entities globally.
To ensure you do not compromise the security of the token, we ask that you follow the guidelines below:
12. Will I be able to use NCB Online if I don’t have a token?
Yes. You will still be able to access internet banking in its current format for a grace period of 2 months, commencing February 6, 2017. You are however required to register and begin utilizing their security tokens by April 4, 2017, to enhance the security of your account and to avoid service disruption.
13. Am I required to pay a fee for the token?
No, you will not be required to pay a fee for the token.
14. Who needs a token?
All customers who utilise NCB Online will require a token in order to access the facility and conduct transactions.
15. Do I need the token to conduct all transactions?
No. The token will not be required for all transactions as it is based upon the risk level of the specific transaction. At the point of transacting, a risk assessment is conducted to determine whether the transaction falls outside of your normal pattern. If it does, the token will be required.
For e.g., if you usually transfer $10,000 in total on a monthly basis and an attempt is made to transfer $100,000, the token will be required to validate this transaction. Similarly, if you usually login from somewhere in Jamaica, and an attempt is made to login from Dubai, then the token will be required to validate this attempt.
16. What if I am unable to access my token, how can I still access/conduct transactions?
Bearing in mind the examples provided in question 15, if you are unable to access your token, you may not be able to use NCB Online.
17. How do I obtain a replacement token?
You are required to contact NCB’s 24/7 Customer Care Centre at 1-888-622-3477 to request a replacement token.
18. Who do I call for technical support?
For technical support, please feel free to contact our 24 hr Customer Care Centre at 1-888-622-3477.