BRANCH LOANS

Get a personalized loan at your nearest NCB branch. Our loan officers will guide you in choosing the right option that best suits your needs. Book a branch visit now.



Unsecured Loan

The NCB Unsecured loan allows you to borrow up to $5,000,000.00 JMD at a fixed repayment amount. 

Features and Benefits:
  • Competitive interest rates
  • Repayment period of up to 60 months
  • Disbursement within 24 hours, once approved
  • No collateral or security required
  • Branch visit required


You may be eligible if:
  • You're a Jamaican resident
  • You're currently employed for at least 6 months
  • Your salary is paid to your NCB account for at least the past 6 months (joint accounts do not qualify at this time)
  • You have no overdue loans or credit card payments at NCB within the past 6 months




Secured Loan

The NCB Secured loan allows you to borrow up to $15,000,000.00 JMD at a fixed repayment amount. 

Features and Benefits:
  • Competitive interest rates
  • Repayment period of up to 180 months
  • Disbursement within 24 hours, once approved
  • Collateral or security required (cash collateral included)
  • Branch visit required


You may be eligible if:
  • You're a Jamaican resident
  • You're currently employed for at least 6 months
  • Your salary is paid to your NCB account for at least the past 6 months (joint accounts do not qualify at this time)
  • You have no overdue loans or credit card payments at NCB within the past 6 months



Personal Advance (Branch)

The NCB Personal Advance is an unsecured loan that allows you to borrow up to $5,000,000.00 JMD at a fixed repayment amount.

Features and Benefits:
  • Competitive interest rates
  • Repayment period of up to 60 months
  • Disbursement within 24 hours, once approved
  • No compulsory savings required
  • Branch visit required


You may be eligible if:
  • You're a Jamaican resident
  • You're currently employed for at least 6 months
  • Your salary is paid to your NCB account for at least the past 6 months (joint accounts do not qualify at this time)
  • You have no overdue loans or credit card payments at NCB within the past 6 months