On-The-Go Standard

Separate your daily transactions from your savings with the On-The-Go Standard account. Ideal for daily electronic transactions, including bill payments and making purchases.  

Right for you if you want: 
  • No minimum balance fee
  • No monthly service charge
  • Free online bill payment
  • 4 Free NCB ATM withdrawals per month

Additional features and benefits
  • Online account opening
  • Opening balance: J$2,000
  • You are issued a debit card (new customers)
  • Link it to your existing debit card (existing customers)
  • Use this account for loan repayments, standing instructions, etc.
  • Link to Online Banking
  • Non-interest bearing (0.0% interest)

Terms and Conditions Agreement Form

Account Opening Requirements 


Max Deposit

An NCB Max Deposit account allows you to enjoy higher interest in a shorter time frame, which is usually associated with longer-term investments.  

Interest is calculated daily and paid at maturity with three options:  
  • Set up automatic increases to your deposit at maturity
  • Collect your principal plus interest
  • Automatically transfer your interest to another account in the same denomination

With your NCB Max Deposit account, you can: 
  • Decide how long you save your money, anywhere from 30 days to one year
  • Use your NCB Max Deposit Account to access an NCB Cash Secured Loan of up to 95% of your deposit
  • Open your account island wide at your nearest branch

Account Opening Requirements 


Regular Save

With our interest-bearing savings account, you can save for your long- or short-term goals, such as educational expenses, a home, a car, a vacation, or to build an emergency cash reserve or investment. 

Right for you if you want: 
  • To open a local or foreign currency account
  • Unlimited deposits and withdrawals using your debit card (subject to daily transaction limits)
  • 24/7 access to ABMs, Telephone Banking, Online Banking and Mobile App

  • 3 FREE transactions monthly at any NCB ABM or Point of Sale (POS) machines   
  • To be paid twice yearly on the minimum monthly balance. 

  • Minimum opening balance for a local currency account is J$5,000

  • Foreign currency accounts, including USD, CAD, GBP or EUR (minimum opening balance: 100 units)

Account Opening Requirements 


Quick Save

With an NCB Quick Save account, you can start your financial journey with J$100, your government-issued ID and your TRN. 

Right for you if you want:
  • No minimum balance fee 
  • No NCB ABM or Point of Sale Fees 
  • To save up to J$250,000 Jamaican Dollars
  • Debit Card 
  • Online Banking
  • PATH and NIS benefit payments* 

*Applicable to Programme of Advancement through Health and Education (PATH) and National Insurance Scheme (NIS) beneficiaries.


Who is eligible for this account? 
  • Jamaican Residents Only
  • Persons earning JM$800,000 or less per year

Account Opening Requirements 



Preparing your child for a strong financial future means giving them the right tools for success. Start their financial journey with an NCB S.T.A.R.T account. Specially designed for children between the ages of 0-17 years.   

Features and Benefits:  
  • Minimum opening balance of J$1,000
  • Interest is paid monthly on the minimum monthly balance
  • Access to a debit card at age 12
  • Free NCB ABM and Point of Sale transactions

S.T.A.R.T Club Agreement Form


Gold Club

Growing up comes with perks and we understand your needs and lifestyle, which is why we have designed the Gold Club account to assist you in fulfilling your needs. Get started with a minimum opening balance of J$5,000. Must be 55 years of age or older.

Right for you if you want:
  • Higher interest rate than regular savings
  • Interest calculated daily & paid monthly
  • One free personal chequing account
  • Free unlimited debit card transactions on NCB ABM machines
  • Special areas or lines reserved just for you in the branches
  • Special discounts on: Safety deposit boxes, Manager's cheques and Standing orders
  • Regular updates on your accounts either monthly or semi-annually

Account Opening Requirements 


Sunshine Savers

Regular & Consistent Savings Reap Rich Rewards. The more you save, the more you earn.  

Features and Benefits:  
  • Minimum age 18 yrs.
  • Minimum opening balance of only J$10,000
  • You will receive your Visa Debit card and 3 free transactions monthly at any NCB Automated Banking Machines (ABM) or Point of Sale (POS) machines
  • 24/7 access to ABMs, Telephone Banking, Online Banking and Mobile App

Account Opening Requirements