On-The-Go Standard

The On The Go Standard is an account designed to help you separate your every-day transactions from your Savings.  

What are the main benefits of this account? 
  • Four (4) free NCB ATM withdrawals per month
  • Opening Balance: $2000
  • No minimum balance fee
  • No monthly service charge
  • Free online bill payment

Additional features include
  • Accounts can be opened online
  • You are issued a debit card (for new customers)
  • Link it to your existing debit card (existing customers)
  • Use this account for loan repayments, standing instructions, etc.
  • Link to Online Banking
  • Non-interest bearing (0.0% interest)

On The Go Standard Account Terms and Conditions

Account Opening Requirements 


Max Deposit

An NCB Max Deposit account allows you to benefit from higher interest rates usually linked to longer term investment in a short term. Watch your money escalate! Secure savings, strong returns.  

Interest is calculated daily and paid at maturity with three options:  
  • Set up automatic increases to your deposit at maturity.
  • Collect your principal plus interest.
  • Automatically transfer your interest to another account in the same denomination.

With your NCB Max Deposit account, you can: 
  • Decide how long you save your money, anywhere from 30 days to one year.
  • Use your NCB Max Deposit Account to access an NCB Cash Secured Loan of up to 95% of your deposit.
  • Open your account island wide at your nearest branch.

Account Opening Requirements 


Regular Save

An NCB Regular Save account allows you to save money at your own pace. You can make withdrawals or deposits when you need to while you continue to earn interest. 

With your NCB Regular Save savings account, you can: 
  • Make unlimited deposits and withdrawals using your Debit Card   
  • Have 24/7 access to ABMs, Telephone Banking, Online Banking and Mobile App

  • Receive three FREE transactions monthly at any NCB ABM or Point of Sale (POS) machines   
  • Be paid twice yearly on the minimum monthly balance. 

Account Opening Requirements 


Quick Save

An NCB Quick Save account makes it easier for you to start your financial journey so you can focus on achieving your goals. This account is great for customers who may not have all the required documentation to open a Regular Save account. Let us help you get your financial journey started. 

Features and Benefits:  
  • Save up to $250,000 Jamaican Dollars 
  • No minimum balance fee 
  • No NCB ABM or Point of Sale Fees 
  • Debit Card 
  • Online Banking
  • PATH and NIS benefit payments* 

*Applicable to Programme of Advancement Through Health and Education (PATH) and National Insurance Scheme (NIS) beneficiaries.


Who is eligible for this account? 
  • Jamaican Residents Only
  • Persons earning JM$800,000 or less per year

Account Opening Requirements 



Our S.T.A.R.T ‘Save Today And Reap Tomorrow’ account is specifically designed for children and is the perfect account to help them learn about saving money and managing their finances.   

Features and Benefits:  
  • Designed for children ages 0 - 17 years.
  • A minimum opening balance of J$1,000
  • Interest is paid monthly on the minimum monthly balance.
  • Access to a debit card at age 12
  • Free NCB ABM and Point of Sale transactions

S.T.A.R.T Club Agreement Form

Account Opening Requirements 


Gold Club

Maturity deserves its rewards. NCB understands your needs and lifestyle, which is why, we present an account specially designed to help you fulfill your needs in the best manner possible.  

Features and Benefits: 
  • Minimum age 55 yrs.
  • A minimum opening balance of J$5,000
  • Higher interest rate than on regular savings
  • Interest is calculated daily & paid monthly
  • One free personal chequing account
  • Free unlimited debit card transactions on NCB ABM machines
  • Special areas or lines reserved just for you in the branches
  • Special discounts on: Safety deposit boxes, Manager's cheques and Standing orders
  • Regular updates on your accounts either monthly or semi-annually

Account Opening Requirements 


Sunshine Savers

Regular & Consistent Savings Reap Rich Rewards - Looking for earning potential and great banking privileges?  

Features and Benefits:  
  • Minimum age 18 yrs.
  • A minimum opening balance of only J$1,000
  • You will receive your Midas card and three free transactions monthly at any NCB Automated Banking Machines (ABM) or Point of Sale (POS) machines.
  • 24/7 access to your access via ABM, Telephone banking and Internet Banking.
  • Interest is calculated on daily balances and paid four times per year (January, May, August and November).
  • You can choose a passbook or monthly statements based on how you prefer to do your banking.

Account Opening Requirements